Global banking infrastructure for modern businesses
Dedicated virtual IBANs, multi-currency accounts, and SEPA and SWIFT settlement rails — built for fintechs, platforms, and international businesses that move money across borders every day.
Account infrastructure built for cross-border operations
A single relationship covering the core rails your business needs to receive, hold, and move money internationally.
Virtual IBANs
Dedicated virtual IBAN accounts issued under your company's name for receiving payments like a local business in 50+ markets.
Multi-Currency Accounts
Hold, receive, and manage 40+ currencies within one unified account structure, without juggling multiple banking relationships.
SEPA Payments
Fast, low-cost euro transfers across the SEPA zone for recurring settlements, supplier payments, and payroll.
SWIFT Transfers
Global reach for cross-border payments routed through established SWIFT banking infrastructure and partner networks.
International Transfers
Move funds across borders and currencies with transparent execution, predictable timing, and clear settlement reporting.
Treasury & FX Support
Manage currency exposure and settlement timing with dedicated FX execution and treasury guidance from your account team.
Reach 40+ markets through one account structure
Currencies and settlement rails are added continuously as our banking and payment partner network expands.
Coverage spans Europe, North America, the Middle East, and Asia-Pacific, with additional markets available on request and subject to eligibility review.
Purpose-built for businesses that move money globally
Every industry we support has distinct settlement patterns. Our account infrastructure is configured around them.
Fintech & PSPs
Issue dedicated virtual IBANs to support regulated client-fund flows across multiple jurisdictions.
Crypto Businesses
Bridge fiat on- and off-ramps with dedicated accounts for exchange, custody, and OTC desk settlement.
FX & Trading Firms
Settle multi-currency client positions through consolidated, transparent treasury accounts.
Gaming
Process player deposits and payouts across currencies without maintaining separate local banking relationships.
E-commerce
Collect marketplace and storefront revenue locally in each market, then consolidate it for payout.
Travel & International Services
Settle supplier and partner payments across currencies with predictable FX execution and timing.
From application to live account infrastructure
Submit business details
Share your company information and expected payment activity through a short onboarding form.
Complete compliance review
Our team and banking partners conduct a thorough eligibility and compliance assessment.
Receive account infrastructure
Once approved, your virtual IBANs and multi-currency account structure are issued and configured.
Start receiving and sending payments
Begin operating across SEPA, SWIFT, and multi-currency rails with dedicated operational support.
Compliance-first, from onboarding onward
Every account is built on a structured review process and delivered through regulated banking and payment partners.
Compliance-First Onboarding
Every business is assessed through a structured eligibility and compliance review before account issuance.
Secure Infrastructure
Account infrastructure is built on established banking and payment partner networks with layered safeguards.
Transaction Monitoring
Ongoing monitoring of account activity helps identify irregular patterns and supports partner obligations.
Banking & Payment Partners
Infrastructure is delivered in partnership with regulated banking and payment institutions across our coverage markets.
Dedicated Operational Support
A dedicated account manager supports onboarding, day-to-day operations, and ongoing account management.
Availability of accounts, currencies, and payment rails is subject to jurisdiction, business eligibility, compliance review, and approval by our banking and payment partners. OneViban is not a bank; account infrastructure is provided in partnership with regulated banking and payment institutions.
A single, dependable settlement partner
Global Reach
Account infrastructure spanning 50+ markets and 40+ currencies.
Flexible Infrastructure
Virtual IBAN and multi-currency structures configured around how your business operates.
Dedicated Support
A named account manager, not a ticket queue, for onboarding and ongoing operations.
Scalable Solutions
Infrastructure designed to grow with transaction volume and new markets.
Transparent Commercial Structure
Clear, upfront commercial terms with no hidden account fees.
Frequently asked questions
A virtual IBAN is a dedicated account number issued in your company's name that lets you receive payments like a local business in a given market, while transactions settle through an underlying banking infrastructure.
Talk to our team
Tell us about your business and we'll follow up to discuss eligibility, coverage, and onboarding.